PAYLO CASH DISCOUNT PROGRAM

Global 1 Wholesale Merchant Services now offers a cash discount program called PayLo. Eliminate credit card fees and begin saving right away.

PayLo Cash Discount

A Better Way to Process Payments

Are you looking for a way to accept credit cards and free up more capital each month to put toward your overhead expenses? The PayLo Cash Discount Program is the solution for you. Be able to apply service fees to your in-store purchases and – if you wish – offer a discount to cash-paying customers.

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Merchant Services Only $64.95 Per Month.

No Other Fees.

How It Works

The amount is entered and the terminal automatically calculates the non-cash service fee to charge the customer.

The receipt clearly breaks down the sales and non-cash charge for retail and restaurant locations – accounting for the tip when necessary.

The full sales amount goes directly to the merchant and PayLo uses the non-cash charge to cover interchange costs, authorization costs, and transaction costs.

Cash Discount FAQs

PayLo is a legally patented cash discount program that was created to offer merchants nationwide an alternative to standard credit card processing. With PayLo, merchants can eliminate their credit card processing costs by applying a small customer service charge to each sale they make.

Sample Savings Statement

A “cash discount” occurs when a merchant decreases the price for cash purchases. Cash discount programs do not discriminate one card over another. Cash Discounts reward customers for paying by a particular means and/or for not using a particular means of payment. Cash discount programs have been available for years to higher education, municipals, gas stations and utility providers, but only recently have federal regulations changed to allow independent business owners to use the same programs.

A “surcharge” occurs when a merchant increases the price for credit card purchases. A “cash discount” occurs when a merchant decreases the price posted for their goods and services for alternative payment / purchases. No surcharges or fees are allowed on debit card transactions, specifically PIN based debit.

A small customer service fee is added to all transactions. If the customer pays with cash, then the fee is discounted back to the customer.

With PayLo, you can eliminate your processing fees with virtually no impact on your current sales volume. PayLo is the only legally compliant and patented automatic cash discount software available in the country and is available for all credit card types, including mobile wallets such as Apple Pay and Android Pay. Even better, this fully mobile payment technology is compatible with wireless terminals as well as POS systems. No PIN Pad is required and an EMV chip card terminal is included.

PayLo is an ideal solution for a variety of service-based industries including retail, food and beverage, personal services, and professional services. Most businesses who use PayLo have an average ticket sale between $10-75.

Sample Receipts

Sample Receipt

Sign Up For Our Cash Discount Program

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